J. Ralph Watkins & Associates, Inc. proudly offers a full selection of services as follows:
  • Employee Benefit Consulting
  • Group Medical
  • Dental
  • Group Short Term and Long Term Disability Income
  • Group Life
  • Vision
  • Mini-Med Plans
  • Voluntary Plans for all of the above
  • Section 125 Cafeteria Plans
  • HSA, HRA, and FSA programs
  • Individual Health and Dental
  • Individual Life, Disability Income, and Long Term Care Insurance
    Benefits Management Platform Includes:
  • Analyze and provide detailed comparisons of cost and plan designs provided by carriers
  • Negotiate with Carriers for the best cost and durations of proposed plans
  • Advocate for the Employer/Employee regarding disputes or misunderstandings
  • Assist Human Resource personnel with complex employee benefits issues and problem resolution
  • Perform off-term reviews as needed
  • Provide pre-renewal consultation to assess changes in company's needs
  • Provide Employee Education meetings
  • Provide assistance with enrollment meetings as needed
Please contact us today for a no-cost consultation. We look forward to developing the right benefit solutions for your firm or your family.
United Health CareAETNABlue Cross Blue Shield AssociationHUMANAMetLifeMutual of OmahaPrincipalNationwideDelta DentalVSP